- What is identity theft?
- Types of identity theft
- How thieves get your personal information
- Keep important numbers safe
- Keeping prying eyes out
- Keep online transactions safe
- Identity theft warning signs
- What is a fraud alert?
- What is security freeze?
- Resources for more information
Tax-related identity theft. In cases of tax-related identity theft, a perpetrator gains access to your Social Security number, then uses it to apply for employment or file taxes and get a tax refund in your name.
Keep in mind that the IRS never initiates communication with a taxpayer via email, text message, or social media and never asks for financial information via these methods. If you do receive a suspicious message from someone claiming to be the IRS, don't answer it. Instead, forward it to phishing@IRS.gov or speak to a local tax expert about it.
Medical identity theft. In cases of medical identity theft, perpetrators gain access to your health insurance information or Medicare identification and use it to gain access to medical care or fill prescriptions. In these cases, discrepancies will show up in medical bills, explanations of benefits, and medical records.
Bank and credit card fraud. Thieves gain access to bank account numbers, passwords, credit card numbers, and pre-approved credit card offers in your name. They use that information to make fraudulent charges or bank withdrawals. Thieves also may apply for loans or lines of credit, or get credit cards in your name.
Cybercrime. Thieves gain access to identifying data via the Internet. This may include user IDs, passwords, and security answers for e-commerce, online banking, payment services, and other types of websites. Thieves may also solicit personal information via email, text message, or social media by pretending to represent a legitimate institution, such as a bank, creditor, government agency, educational institution, or charity.
*** Personally Identifiable Information means any information that can be associated to any Individual, including an Individual’s name, address, telephone number, e-mail address, credit card information, social security number, or other similar specific factual information, regardless of the media on which such information is stored (e.g., on paper or electronically).
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Franklin Mint Federal Credit Union and Mint Wealth Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Mint Wealth Advisors, and may also be employees of Franklin Mint Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Franklin Mint Federal Credit Union or Mint Wealth Advisors. Securities and insurance offered through LPL or its affiliates are:
|Not NCUA Insuredor Any Other Government Agency||No Credit Union Guarantee||Not Credit Union Deposits||May Lose Value|
The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: NJ, PA, NY, DE, AZ, MI, FL, MD, TX, VA, GA, NC.
Financial Learning Center content created by TrueBridge, Inc. The information provided is based upon sources and data believed to be accurate and reliable. The content contained herein is intended for information and illustrative purposes only, should not in any way be construed as a personal recommendation, and should be used in conjunction with individual professional advice.