Let's take a quick look at a few of the other available coverages:

• Crime Coverage: Insures the loss of money and property through illegal acts of others; can include burglary, robbery, and theft.
• Boiler and Machinery: Protects against boiler explosion and subsequent damage, which is excluded under a property policy.
• Inland Marine: Physical damage coverage for items that are transportable.
• Ocean Marine: Also covers items in transit, but usually overseas.
• Electronic Equipment: Includes computers and accessories.

Although this is not a complete list, we have covered the most-often–needed types of coverages. We hope that this will give you enough information to be able to better evaluate your needs and alternatives.